Morgan and Morgan is a personal injury and disability law firm with offices across the United States
Morgan and Morgan is a law firm that handles Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) cases, along with personal injury claims. The firm operates in multiple states and works on a contingency basis for disability cases, meaning you pay nothing upfront and the lawyer takes a percentage of your back pay if you win.
The firm advertises heavily on television and online, which is how most people first hear about them. They handle the full range of disability work: initial applications, reconsideration requests after denial, and appeals before an Administrative Law Judge (ALJ). They also represent clients at the Appeals Council level if a case is denied again.
Like all SSDI and SSI representatives, Morgan and Morgan must follow Social Security Administration (SSA) fee rules. If you win your case, the firm can collect up to 25 percent of your back pay, with a maximum of $7,200 (this cap may change annually—check current SSA rules). You do not pay this fee directly; Social Security deducts it from your award and sends it to the firm.
Key Takeaways
- Morgan and Morgan charges no upfront fee and takes payment only from your back pay award if you win, capped at 25 percent or $7,200, whichever is less.
- The firm handles SSDI and SSI cases at every stage: initial process, reconsideration, ALJ hearing, and Appeals Council review.
- You can switch lawyers at any point, but you must notify Social Security in writing and the previous lawyer may claim fees for work already done.
- Morgan and Morgan is one option among many disability law firms; comparing fee structures and case handling across firms can help you decide which fits your situation.
How Morgan and Morgan Charges for Disability Cases
Morgan and Morgan works on contingency, which means the firm absorbs the cost of your case upfront. They do not charge you for phone calls, document gathering, or time spent preparing your case. You pay nothing if you lose.
If you win, Social Security withholds the attorney fee from your back pay award. The firm receives up to 25 percent of that back pay or $7,200, whichever is smaller. For example, if your back pay is $20,000, the firm would receive $5,000 (25 percent), not the full $7,200 cap. If your back pay is $30,000, the firm receives $7,200 (the cap), not $7,500.
The firm may also ask you to reimburse case expenses—costs like medical records requests, court filing fees, or informed witness fees. These are separate from the attorney fee and vary by case. Ask about expected expenses before you sign a representation agreement so you know what to expect.
What Happens When You Hire Morgan and Morgan
When you contact the firm, you will speak with an intake representative who gathers basic information about your case: your medical conditions, work history, and where you are in the SSDI or SSI process. They will ask whether you have already applied, been denied, or are waiting for a decision.
If the firm decides to take your case, you will sign a representation agreement. This document authorizes Morgan and Morgan to act as your lawyer with Social Security and gives the firm permission to collect fees from your back pay. Keep a copy for your records.
Once hired, the firm handles communication with Social Security on your behalf. You do not need to call SSA yourself—your lawyer does that. The firm will request your medical records, work history, and any other documents Social Security needs. They will also prepare your case for an ALJ hearing if your initial process or reconsideration is denied.
Throughout the process, you should receive updates from the firm about the status of your case. Response times vary by office location and case volume, so ask about expected communication timelines when you hire them.
When Morgan and Morgan Might Not Take Your Case
Morgan and Morgan, like most disability law firms, is selective about which cases they accept. They typically decline cases where the chance of winning is very low, because they absorb all costs and receive payment only if you win.
The firm may decline your case if your medical records are sparse or do not support a disability finding, if you have not been out of work long enough for SSDI, or if your work history does not meet SSA requirements. They may also decline if you are already represented by another lawyer, to avoid fee disputes.
If Morgan and Morgan declines your case, you can still pursue SSDI or SSI on your own or hire a different law firm. Some firms take cases others will not, so a decline from one firm does not mean you have no options.
Switching Lawyers or Firing Your Representative
You can change lawyers at any time. If you want to stop working with Morgan and Morgan and hire someone else, you must send a written request to Social Security. Use Form SSA-1696 to name a new representative or to withdraw representation entirely.
When you switch lawyers, the previous firm may claim fees for work they have already done on your case. Social Security will hold back enough of your back pay to cover that fee before paying the new lawyer. This can create disputes if the two firms disagree on how much work was done, so get the fee arrangement in writing before you switch.
If you fire Morgan and Morgan without hiring a new lawyer, you can represent yourself going forward. You will not owe the firm a fee unless you later win and they can prove they did work that led to your approval.
Comparing Morgan and Morgan to Other Disability Law Firms
Morgan and Morgan is one of many firms that handle SSDI and SSI cases. Other large firms include The Disability Advocates Group, Binder and Binder, and Allsup, as well as many smaller local practices. All must follow the same SSA fee cap (25 percent of back pay, maximum $7,200), so fee structure alone does not distinguish them.
What differs is case volume, response time, office locations, and how they handle specific types of cases. A firm with offices near you may be easier to reach for in-person meetings. A smaller firm may give your case more individual attention. A firm that specializes in a particular condition—such as mental health cases or musculoskeletal disorders—may have stronger medical informed in that area.
Before hiring any firm, ask how many cases they handle per lawyer, how often you can expect updates, and whether they have experience with cases similar to yours. These questions help you understand whether the firm's approach matches what you need.
What You Should Know Before Contacting Morgan and Morgan
Morgan and Morgan advertises on television and online, which means their intake line can be busy. Have your basic information ready when you call: your Social Security number, the date you applied for benefits, and a brief description of your medical conditions and work history.
Be honest about your situation. If you are still working, if you have recently worked, or if your medical records are limited, tell the firm upfront. Hiding information can hurt your case later and may lead to fee disputes if the firm discovers you misrepresented your situation.
Ask about the firm's fee structure in writing and request a copy of your representation agreement before you sign it. Make sure you understand what expenses you may owe and what the firm's communication policy is. A good firm will answer these questions clearly and provide everything in writing.
Frequently Asked Questions
Does Morgan and Morgan charge if I lose my case?
No. Morgan and Morgan works on contingency, so you pay nothing if your case is denied. You may owe reimbursement for case expenses like medical records requests, depending on your representation agreement, so ask about that before you hire them.
Can I hire Morgan and Morgan after I have already been denied once?
Yes. The firm handles cases at any stage: initial process, reconsideration after a denial, ALJ hearing, and Appeals Council review. Many people hire a lawyer after their first or second denial, when they are preparing for a hearing.
How long does it take Morgan and Morgan to resolve a case?
Timeline depends on the stage of your case and your local Social Security office. Initial applications take three to six months. Reconsideration takes another three to six months. ALJ hearings can take one to two years from request to decision. Ask the firm for an estimate based on your specific situation.
What if I disagree with Morgan and Morgan's strategy for my case?
You have the right to make decisions about your case, and your lawyer must follow your instructions on major choices. If you disagree strongly with their approach, you can fire them and hire someone else by submitting Form SSA-1696 to Social Security.
Will Morgan and Morgan help me if I am still working part-time?
That depends on how much you earn and your medical condition. Social Security has rules about how much you can earn and still receive SSDI. The firm will evaluate your situation during intake and let you know whether they think you have a viable case.