June SSDI payments follow the same three-track schedule as every other month, based on your birth date

Social Security Disability Insurance (SSDI) payments in June arrive on the second, third, or fourth Wednesday of the month—never on a fixed date. Which Wednesday you receive your payment depends on when you were born, not on when you filed or how much you receive. The Social Security Administration (SSA) splits beneficiaries into three groups to spread the workload across the banking system and reduce fraud risk.

If your birthday falls between the 1st and 10th of any month, you receive SSDI on the second Wednesday. If you were born between the 11th and 20th, your payment arrives on the third Wednesday. If your birthday is between the 21st and 31st, you get paid on the fourth Wednesday. This schedule holds year-round, including June, and does not change unless you reach age 70 or turn 18 and transition from Supplemental Security Income (SSI) to SSDI.

The only exception is if you were already receiving Social Security retirement or survivor benefits before you were approved for SSDI. In that case, you stay on your original payment schedule—usually the 3rd of the month—even after your case converts to SSDI. You will not move to the birthday-based schedule unless SSA specifically notifies you of a change.

Key Takeaways

  • Your June SSDI payment date is determined by your birth date: second Wednesday for birthdays 1–10, third Wednesday for 11–20, fourth Wednesday for 21–31.
  • This schedule applies every month, including June, and does not shift based on holidays or weekends.
  • If you were receiving Social Security benefits before SSDI approval, you keep your original payment date (usually the 3rd) and do not move to the birthday-based schedule.
  • You can confirm your exact payment date by logging into your my Social Security account or calling 1-800-772-1213.

How to find your specific June payment date

The fastest way to confirm when your June payment arrives is to log into my Social Security, the SSA's online portal. Once you sign in, go to "Manage Your Benefits" and select "Payment History." The next scheduled payment date appears at the top of the screen. This date updates automatically and reflects any changes SSA makes to your account.

If you do not have a my Social Security account, you can create one at ssa.gov using your email, Social Security number, and a phone number. The account takes a few minutes to set up and gives you access to your payment schedule, earnings record, and benefit amount year-round.

You can also call the Social Security toll-free number at 1-800-772-1213 (TTY 1-800-325-0778) between 8 a.m. and 7 p.m. Eastern time, Monday through Friday. A representative will tell you your exact payment date and can answer questions about why your payment might be late or different from what you expected.

What happens if June 30th falls on a weekend or holiday

SSDI payments are never delayed because of weekends or holidays. If your payment date falls on a Saturday or Sunday, SSA deposits the money on the Friday before. If your payment date lands on a federal holiday like Independence Day (July 4th), the payment arrives on the last business day before that date.

In June, the only federal holiday is Juneteenth (June 19th). If your payment date is the third Wednesday and that date falls on or after June 19th, SSA may deposit your payment one business day early. However, this happens automatically—you do not need to do anything, and you will not receive a separate notice.

If you do not see your payment by the expected date, wait one business day. Banking delays are rare but can happen. If your payment is more than one business day late, contact SSA at 1-800-772-1213 to report it.

Why your June payment might be different from May

Your SSDI payment amount should be the same every month unless SSA has made a specific change to your case. However, you might notice a difference in June for a few reasons. If you reported work income in May, SSA may have reduced your June payment under the Substantial Gainful Activity (SGA) rules. If you earned more than $1,550 per month in 2024 (the SGA threshold for non-blind beneficiaries), SSA counts that month against your work incentive allowance.

Another reason for a change is a cost-of-living adjustment (COLA). COLA increases happen once per year, usually in January, but if you were newly approved for SSDI in 2024, your first payment might reflect a partial-year benefit calculation. June payments are not typically affected by COLA unless you are in your first year of benefits.

If your June payment is significantly lower or higher than usual, log into my Social Security and check your "Payment History" for a note about the change. If you see no explanation, call 1-800-772-1213 and ask SSA to review your account.

How Medicare and Medicaid affect your June payment

SSDI beneficiaries become may be able to access for Medicare automatically 24 months after their SSDI approval date. If you reach that 24-month mark in June, your payment will not change—Medicare is free to SSDI beneficiaries and does not reduce your monthly benefit. However, if you choose to enroll in a Medicare Part B plan (medical insurance), SSA will deduct the Part B premium from your June payment starting the month after you enroll.

The standard Part B premium in 2024 is $164.90 per month, but it varies based on your income. If your income is above a certain threshold, you pay a higher amount called an Income-Related Monthly Adjustment Amount (IRMAA). This deduction appears on your payment stub as "Medicare Part B Premium."

Medicaid is a separate program run by your state and does not affect your SSDI payment amount. However, some states use your SSDI payment to determine whether you remain Medicaid-may be able to access. If your payment changes in June, contact your state Medicaid office to make sure you stay covered.

What to do if your June payment does not arrive on time

If your payment does not arrive by the end of the business day on your scheduled payment date, first check your bank account online or call your bank to confirm the deposit has not posted yet. Banking delays of one business day are uncommon but possible, especially if you use a smaller bank or credit union.

If your payment is more than one business day late, contact SSA when ready at 1-800-772-1213. Have your Social Security number and bank account information ready. SSA can check whether the payment was sent and, if it was, can file a trace with your bank to locate it. If the payment was not sent, SSA can investigate why and reissue it.

If you receive a notice from SSA about a payment change or suspension in June, read it carefully. SSA may have suspended your benefits because you reported work income, failed to report a change in your living situation, or reached full retirement age. The notice will explain the reason and how to appeal if you disagree.

Changes to watch for in June and beyond

June is a common month for SSDI beneficiaries to report changes because it marks the halfway point of the year. If you started work in June or your income changed, you must report it to SSA within 10 days. You can report changes online through my Social Security, by phone at 1-800-772-1213, or in person at your local Social Security office.

If you are receiving SSDI and SSI together (concurrent benefits), your June SSI payment may change based on your SSDI amount. SSI is means-tested, meaning your payment shrinks as your SSDI payment grows. If your SSDI increased in June due to a COLA or a change in your case, your SSI payment will decrease by the same amount.

If you turned 18 in June and were receiving SSI as a child, your case automatically converts to SSDI based on your parent's or guardian's work record. Your payment date may change during this transition. SSA will send you a notice explaining your new payment schedule and amount.

Frequently Asked Questions

Can I change my SSDI payment date in June?

No. Your payment date is locked to your birth date and cannot be changed. However, if you have a financial emergency and need your payment early, you can contact SSA to discuss options. Some banks offer early direct deposit for government benefits, which may allow you to access your funds one business day sooner.

What if I did not receive my June payment but my bank shows a deposit?

Check your bank account carefully—the deposit may have posted under a different name or account. If you use a representative payee, the payment may have gone to their account instead of yours. Contact your representative payee or your bank to confirm. If the money went to the wrong account, SSA can help you recover it.

Does my June payment count toward my annual earnings limit for work incentives?

No. Your SSDI payment itself does not count as earnings. Only income you earn from work counts toward the SGA limit. If you worked in June and earned more than $1,550, that month counts against your work incentive allowance, but your SSDI payment amount does not change until the following month.

Will my June payment be taxed?

SSDI payments are not taxed unless you have other income above a certain threshold. If your combined income (SSDI plus wages, interest, or other sources) exceeds $25,000 as a single filer or $32,000 as a married couple filing jointly, up to 50 percent of your SSDI may be taxable. SSA sends a Form SSA-1099 each January showing your prior-year benefits.

What if I am in prison or jail in June—will I still get paid?

No. SSDI payments stop if you are incarcerated for more than 30 days. You must report your incarceration to SSA when ready. If you are released in June, contact SSA to restart your benefits. Payments do not resume automatically, and you may lose benefits for the months you were locked up.