June SSDI payments follow the same schedule as every other month, based on your birth date

Social Security Disability Insurance (SSDI) payments in June arrive on the same day each month, determined by when you were born. If your birthday falls between the 1st and 10th of any month, you receive payment on the second Wednesday. If it falls between the 11th and 20th, you get paid on the third Wednesday. If it falls between the 21st and 31st, payment arrives on the fourth Wednesday. This schedule applies to June just as it does to January, March, or November.

The only exception is if you began receiving SSDI before May 1997. In that case, you receive payment on the third of each month, regardless of your birth date. This group represents a small portion of current beneficiaries, but the rule still applies in June.

Your payment date never changes unless you report a change in your circumstances to Social Security—such as returning to work, a change in your living situation, or a change in your marital status. The birth-date schedule is fixed once it is set.

Key Takeaways

  • Your June SSDI payment arrives on the same day every month, determined by your birth date falling into one of three ten-day windows.
  • If you were born between the 1st and 10th of any month, expect payment on the second Wednesday; between the 11th and 20th means the third Wednesday; between the 21st and 31st means the fourth Wednesday.
  • Beneficiaries who began receiving SSDI before May 1997 receive payment on the 3rd of every month, including June, regardless of birth date.
  • You can view your exact June payment date by logging into your my Social Security account or calling 1-800-772-1213.

How to find your specific June payment date

The fastest way to confirm your June payment date is to log into your my Social Security account at ssa.gov. Once you are signed in, select "Benefit Verification" and look for your payment schedule. The site shows your birth date, which payment group you belong to, and the exact date your June payment will arrive.

If you do not have a my Social Security account, you can create one using your email address, Social Security number, and a phone number. The account takes a few minutes to set up and gives you access to your payment history, earnings record, and tax documents year-round.

You can also call Social Security's toll-free number at 1-800-772-1213 (TTY 1-800-325-0778) Monday through Friday, 7 a.m. to 7 p.m. Eastern time. A representative can tell you your payment date and answer questions about your specific case. Wait times are typically shorter early in the week and early in the morning.

What happens if your June payment is late or missing

If your payment does not arrive on your scheduled date, check your bank account the next business day. Payments sometimes post one business day after the official payment date, particularly if your bank processes deposits on a delay. If two business days have passed and the money has not arrived, contact Social Security when ready.

When you call, have your Social Security number and bank account information ready. Social Security can confirm whether the payment was sent and, if so, trace it through the banking system. If the payment was not sent, Social Security will investigate why and reissue it. Do not assume the payment is lost until you have confirmed the status with Social Security directly.

If you receive a notice that your payment has been reduced or stopped, read it carefully to understand the reason. Common reasons include a report of work income, a change in your living situation, or a change in your marital status. The notice will explain what triggered the change and how to respond if you believe it is wrong.

How June payments interact with Medicare and Medicaid

Your SSDI payment in June is separate from your Medicare and Medicaid benefits, but the amount you receive can affect what you pay for Medicare. If you receive both SSDI and Medicare Part B (medical insurance), your Part B premium is usually deducted from your SSDI payment each month. In June, this deduction happens the same way as in other months.

Your SSDI payment amount does not change based on whether you also receive Medicaid, but Medicaid may be able to access rules vary by state and can be affected by your income. If your SSDI payment changes, or if you report work income, contact your state Medicaid office to confirm your coverage remains active.

If you are unsure whether your June payment reflects the correct Medicare deduction, compare it to your May payment. The amount should be the same unless Social Security notified you of a change. If the deduction looks wrong, call Social Security to ask them to review your account.

Work incentives and how they affect your June payment

If you are working while receiving SSDI, your June payment may be affected by work incentives that allow you to earn money without losing your full benefit. The most common work incentive is the Trial Work Period, which allows you to work and earn any amount for nine months without affecting your SSDI payment. During this period, your June payment stays the same.

After the Trial Work Period ends, you enter the Extended may be able to access Period, which lasts 36 months. During this time, you can work and earn up to a certain amount (called Substantial Gainful Activity, or SGA) each month. If your earnings exceed the SGA limit in June, your payment for that month may be reduced or withheld. The SGA limit changes each year; for 2024, it is $1,550 per month for non-blind individuals.

If you are using a work incentive, report your earnings to Social Security before the end of the month in which you earned them. This allows Social Security to calculate your June payment correctly and prevents overpayments that you would have to repay later. You can report earnings by phone, mail, or through your my Social Security account.

Tax treatment of your June SSDI payment

Your SSDI payment in June is not automatically taxed, but part of it may be subject to federal income tax depending on your total income for the year. Social Security calculates your "combined income" by adding your SSDI payment, any other income (such as wages or interest), and half of your SSDI payment. If your combined income exceeds a certain threshold, up to 50 percent or 85 percent of your SSDI payment becomes taxable.

For 2024, the thresholds are $25,000 for single filers and $32,000 for married couples filing jointly. These thresholds do not change year to year, so your tax situation in June depends on your total income for the entire year, not just June alone.

Social Security does not withhold taxes from your SSDI payment automatically. If you expect to owe taxes, you can request that Social Security withhold a portion of your payment each month by completing Form W-4V and mailing it to your local Social Security office. This prevents a large tax bill when you file your return.

Changes to your payment schedule and what triggers them

Your June payment date can change if you report certain life events to Social Security. If you marry, divorce, or your living situation changes, Social Security may reassess your case and adjust your payment. If you return to work and your earnings exceed the SGA limit, your payment may be suspended or reduced. If you move to a different country, your payment may be affected depending on where you move.

You are required to report changes within 30 days. The easiest way to report is through your my Social Security account, where you can update your address, phone number, and work status. For more complex changes, such as a marriage or return to work, call Social Security at 1-800-772-1213 to speak with a representative who can guide you through the reporting process.

If you report a change and your June payment is affected, Social Security will send you a notice explaining the change and your new payment amount. Read this notice carefully and contact Social Security if you believe the change is incorrect.

Frequently Asked Questions

Why did my June payment arrive on a different date than usual?

Your payment date should not change unless you reported a change in your circumstances to Social Security. Check your my Social Security account to confirm your birth date and payment group are correct. If your payment arrived on an unexpected date, call Social Security to investigate whether something in your account was updated.

Can I change my payment date to the first of the month?

No. Social Security assigns payment dates based on your birth date, and you cannot request a different date. The only exception is if you began receiving SSDI before May 1997, in which case you already receive payment on the 3rd of each month. If you need your payment on a specific date for budgeting reasons, you can ask your bank whether they offer early direct deposit, which sometimes posts payments one business day early.

What if I do not have a bank account for direct deposit?

Social Security requires all new beneficiaries to receive payment by direct deposit. If you do not have a bank account, you can open one at most banks or credit unions with minimal documentation. If you are unable to open a bank account, you can request a Direct Express debit card, which Social Security will load your payment onto each month. Call 1-800-772-1213 to ask about this option.

Does my June payment include a cost-of-living adjustment?

Cost-of-living adjustments (COLAs) are applied in January each year, not in June. If a COLA was announced for the current year, your June payment reflects the adjusted amount that went into effect in January. Your June payment will not change again until the next January COLA is applied.

Can I receive my June payment early if I need the money sooner?

No. Social Security cannot advance your payment or change your payment date. Your June payment arrives on your scheduled date based on your birth date. If you need money before then, contact a local nonprofit or community organization that offers emergency financial information, or ask your bank whether you have access to an overdraft line of credit.