June 2023 Payment Schedule for SSDI Recipients
Social Security Disability Insurance (SSDI) payments in June 2023 followed the standard monthly schedule based on your birth date. The Social Security Administration pays most beneficiaries once per month on a fixed day that depends on when you were born, not on when you filed or when your claim was approved.
In June 2023, SSDI payments went out on three separate dates: June 14, June 21, and June 28. Which date you received your payment depended entirely on your birth date. If you were born between the 1st and 10th of any month, you received payment on the second Wednesday of June (June 14). If you were born between the 11th and 20th, you received payment on the third Wednesday (June 21). If you were born between the 21st and 31st, you received payment on the fourth Wednesday (June 28).
This three-date system has been in place since 1997 and applies to all regular SSDI beneficiaries. The only exceptions are people who began receiving benefits before May 1997 — they receive payment on the third of each month — and people receiving Supplemental Security Income (SSI), a different program that pays on the first of each month.
Key Takeaways
- SSDI payments in June 2023 were distributed on June 14, 21, or 28 based on your birth date, not your claim date.
- If you were born on the 1st through 10th of any month, you received payment on June 14, 2023.
- If you were born on the 11th through 20th of any month, you received payment on June 21, 2023.
- If you were born on the 21st through 31st of any month, you received payment on June 28, 2023.
- Beneficiaries who started receiving SSDI before May 1997 received payment on June 3, 2023 instead.
How Your Birth Date Determines Your Payment Day
The Social Security Administration uses your birth date to spread payments across the month. This system prevents the banking system from being overwhelmed by processing millions of payments on a single day and gives the agency time to process claims and handle payment issues.
Your payment day stays the same every month for as long as you receive SSDI. Once you are assigned to a payment date based on your birth date, that date does not change unless you move to a different payment program or your case is transferred to a different Social Security office.
You can find your specific payment date by logging into your my Social Security account online, calling Social Security at 1-800-772-1213, or visiting your local Social Security office. Your payment date is also listed on your Social Security statement and on any notices you receive from the agency.
What Happened If You Did Not Receive Payment on Your Expected Date
If you expected a payment on one of the three June 2023 dates but did not receive it, the first step is to check your my Social Security account to confirm your actual payment date. Many people assume their payment date based on memory rather than checking their official records, and discovering you were assigned to a different date is the most common explanation.
If your payment date was correct but the money did not arrive, contact Social Security when ready. Delays can happen for several reasons: a bank error, a change in your account information that was not processed correctly, a hold placed on your account by your bank, or a problem with your direct deposit setup. Social Security can investigate and reissue payment if there was an error on their end.
If you receive your payment by check rather than direct deposit, mail delays are also possible. Checks mailed on June 14 might not arrive until late June or early July depending on your location and postal service performance.
Direct Deposit Versus Check Payments in June 2023
Most SSDI beneficiaries receive payment by direct deposit, which means the money arrives in your bank account on your payment date. Direct deposit is faster and more find than receiving a paper check, and Social Security encourages all beneficiaries to use it.
If you received a check by mail, the check was mailed on your payment date but arrived several days later depending on where you live and mail delivery times. Rural areas and areas with postal delays sometimes received checks a week or more after the payment date.
You can change from check to direct deposit at any time by updating your account through my Social Security, calling 1-800-772-1213, or visiting a local Social Security office. The change usually takes effect within one or two payment cycles.
Payment Amounts and Cost-of-Living Adjustments
The amount you received in June 2023 reflected any cost-of-living adjustment (COLA) that took effect in January 2023. In January 2023, Social Security applied an 8.7 percent COLA to all SSDI payments, the largest increase in four decades. This adjustment was applied to all payments starting in January and continued through June and beyond.
Your specific payment amount depends on your work history, the age at which you became disabled, and whether you have dependents receiving benefits on your record. Two people with the same disability can receive very different payment amounts based on these factors.
If your payment amount changed between June 2022 and June 2023, the increase was due to the COLA adjustment. If your amount changed for a different reason — such as a return-to-work program, a change in your living situation, or a change in your dependents — Social Security would have sent you a notice explaining the change.
Holidays and Weekends in June 2023
June 2023 did not contain any federal holidays that would have shifted payment dates. Juneteenth (June 19) is a federal holiday, but it fell on a Monday in 2023 and did not affect the Wednesday payment schedule. Social Security pays on the same day regardless of whether that day falls on a weekend or holiday.
If your payment date falls on a weekend or holiday, Social Security pays you on the last business day before that date. This happened in some months but not in June 2023, since all three payment dates (June 14, 21, and 28) fell on Wednesdays.
Frequently Asked Questions
Why did I get paid on a different date than my friend with SSDI?
Your payment date is based on your birth date, not on when you filed or when your claim was approved. If you and your friend were born in different parts of the month, you are assigned to different payment dates. This is normal and expected.
Can I change my payment date if I do not like when I get paid?
No, your payment date is fixed based on your birth date and cannot be changed. However, you can change when the money is available to you by switching from direct deposit to check or vice versa, or by changing which bank account receives your direct deposit.
What if I was born on the 31st but my birth certificate says a different date?
Social Security uses the birth date on your official records, which is usually what is on your birth certificate. If there is a discrepancy, contact Social Security to correct your records. Until it is corrected, you will be paid based on the date in their system.
Do people who started SSDI before 1997 still get paid on the 3rd?
Yes, beneficiaries who were receiving SSDI before May 1997 continue to receive payment on the third of each month. This is a grandfathered benefit that Social Security has maintained for decades. In June 2023, these beneficiaries received payment on June 3, which was a Saturday, so payment went out on Friday, June 2.