Your June payment date depends on when you were born, not when you applied

Social Security splits SSDI recipients into three payment groups based on birth date. Group 1 receives payments on the second Wednesday of each month. Group 2 receives them on the third Wednesday. Group 3 receives them on the fourth Wednesday. Your birth date determines which group you belong to, and that group assignment does not change.

For June 2024, this means payments went out on June 12, June 19, or June 26, depending on your group. For June 2025, the dates will be June 11, June 18, and June 25. The specific date shifts each year because the second, third, and fourth Wednesdays fall on different calendar dates.

If you were born on the 1st through the 10th of any month, you are in Group 1. If you were born on the 11th through the 20th, you are in Group 2. If you were born on the 21st through the 31st, you are in Group 3. You can verify your group by logging into your my Social Security account or calling 1-800-772-1213.

Key Takeaways

  • Your payment date is set by your birth date and does not change month to month — Group 1 always receives payments on the second Wednesday, Group 2 on the third Wednesday, and Group 3 on the fourth Wednesday.
  • Birth dates 1–10 = Group 1, birth dates 11–20 = Group 2, birth dates 21–31 = Group 3.
  • The actual calendar date shifts each month because Wednesdays fall on different dates, so June 2024 and June 2025 have different payment dates even though your group stays the same.
  • You can confirm your group and see your next payment date in your my Social Security account without calling.

How to find your exact June payment date

Log into your my Social Security account at ssa.gov. Under "Payment Information," you will see your payment date listed as a specific day of the week and week of the month — for example, "Second Wednesday." From there, you can count forward to find the exact calendar date in June.

If you do not have a my Social Security account, you can create one using your Social Security number, email address, and a phone number. The account takes a few minutes to set up and gives you access to your payment schedule, earnings record, and tax documents year-round.

If you prefer not to use the online account, call Social Security at 1-800-772-1213 and ask a representative for your payment group and the specific date your June check will arrive. Have your Social Security number ready.

What happens if your payment date falls on a holiday or weekend

Social Security never delays your payment because of a holiday or weekend. If your scheduled payment date falls on a Saturday, Sunday, or federal holiday, your payment is sent the business day before. This means you may receive your check earlier than the usual Wednesday, but you will not receive it later.

For example, if the second Wednesday of the month falls on a day when banks are closed, your payment arrives on the last business day before that Wednesday. This is automatic — you do not need to do anything or contact Social Security.

Direct deposit vs. check or debit card

Most SSDI recipients receive payments by direct deposit to a bank account, which means the money arrives on your scheduled payment date. If you receive a paper check instead, it may take a few extra days to arrive after it is mailed, depending on your location and mail service.

If you receive a Direct Express debit card (a card issued by Social Security for people without bank accounts), the payment loads onto the card on your scheduled payment date, just like direct deposit. You can use the card at ATMs and stores the same day.

To switch from a check to direct deposit or a debit card, log into your my Social Security account, call 1-800-772-1213, or visit your local Social Security office. The change usually takes one to two payment cycles to take effect.

Why your June payment might be different from other months

Your June payment amount should match your regular monthly benefit unless your circumstances changed — for example, if you returned to work, earned income above the work incentive limit, or had a change in living situation that affects your benefit. Social Security sends a notice if your payment changes, so check your mail around the time of your payment.

If you are receiving Supplemental Security Income (SSI) in addition to SSDI, your SSI payment may arrive on a different date than your SSDI payment. SSI is paid on the 1st of each month (or the last business day before if the 1st falls on a weekend or holiday), while SSDI follows the birth-date schedule. You will have two separate payment dates.

What to do if you do not receive your payment on time

If your payment does not arrive by the business day after your scheduled payment date, contact Social Security when ready. Call 1-800-772-1213 or visit your local office. Have your Social Security number and the date you expected to receive the payment ready.

Social Security can check whether the payment was sent and, if it was, whether it was sent to the correct account. If the payment was lost or sent to the wrong place, Social Security can issue a replacement. This process usually takes a few days.

If you switched banks or updated your account information recently, confirm that Social Security has the correct routing and account number. A wrong digit in either field will cause the payment to be rejected by your bank and returned to Social Security.

Planning around your June payment date

Knowing your exact payment date helps you plan bills and expenses. If you are in Group 3 and receive your payment on the fourth Wednesday, you know your money arrives later in the month than Group 1 recipients. If you have bills due early in the month, you may need to budget differently or set aside money from the previous month's payment.

Some people use their my Social Security account to set up payment reminders on their phone or calendar. Others track their payment dates in a spreadsheet so they know when to expect money and when to pay bills. Either method helps you avoid overdrafts or late fees.

Frequently Asked Questions

Can I change my payment date or group?

No. Your payment group is determined by your birth date and cannot be changed. Social Security uses this system to spread payments across the month so the agency can process them efficiently. You will always receive your payment on the same week of the month.

What if I was born on the 31st but some months don't have 31 days?

If you were born on the 31st, you are in Group 3 (birth dates 21–31). Your payment date is still the fourth Wednesday of each month, even in months like June that have only 30 days. The birth date rule is about which group you belong to, not about matching calendar dates.

Do I get paid twice in June if I receive both SSDI and SSI?

You receive two separate payments: one SSDI payment on your birth-date group's Wednesday, and one SSI payment on the 1st of the month (or the last business day before). They are not combined into a single payment, so you will see two deposits if you use direct deposit.

If I miss my payment date, can I get it early?

No. Social Security sends payments on a fixed schedule based on your birth date. You cannot request an early payment or a different date. If you have an emergency and need money before your payment date, contact a local emergency information program or nonprofit organization in your area.

How do I know if my payment was sent to the right bank account?

Log into your my Social Security account and check the "Payment Information" section, which shows the last four digits of the account where your payment is sent. If the digits are wrong or the account is closed, update your information when ready by calling 1-800-772-1213 or visiting a local office.