SSDI Payment Schedule for June 2018

In June 2018, Social Security Disability Insurance (SSDI) payments were deposited on three separate dates depending on your birth date. The Social Security Administration staggered payments throughout the month to spread the workload across the banking system. If you received SSDI in June 2018, your deposit fell on one of these dates: June 13, June 20, or June 27.

The specific date you received your payment was determined by the second digit of your Social Security number, not by when you filed your claim or when you started receiving benefits. This rule applied to all SSDI beneficiaries in June 2018 unless you were also receiving Supplemental Security Income (SSI), in which case a different schedule applied.

Key Takeaways

  • SSDI payments in June 2018 were deposited on June 13, June 20, or June 27 based on the second digit of your Social Security number.
  • The second digit of your SSN determined your payment date: digits 1–2 meant June 13, digits 3–4 meant June 20, and digits 5–0 meant June 27.
  • If you received both SSDI and SSI, your payment followed the SSI schedule (the 1st, 3rd, or 4th of the month) instead of the SSDI schedule.
  • All SSDI payments in 2018 were deposited by direct deposit or onto a Direct Express card; no checks were mailed for regular monthly benefits.

How the Second Digit of Your Social Security Number Determined Your Payment Date

Social Security used a straightforward rule to assign payment dates. You looked at the second digit of your nine-digit Social Security number. If that digit was 1 or 2, you were paid on the second Wednesday of the month (June 13 in 2018). If it was 3 or 4, you were paid on the third Wednesday (June 20). If it was 5, 6, 7, 8, 9, or 0, you were paid on the fourth Wednesday (June 27).

This system had been in place for years and applied consistently across all months. The reason Social Security staggered payments was practical: depositing all 9 million SSDI beneficiaries on the same day would overwhelm banks and create processing delays. By spreading payments across three Wednesdays, the system moved money smoothly.

If You Received Both SSDI and SSI

Some people received both SSDI and SSI in June 2018. If you were one of them, you did not follow the SSDI schedule above. Instead, your combined payment was deposited on the SSI schedule: the 1st of the month, the 3rd of the month, or the 4th of the month, depending on your birth date.

SSI uses birth date (not the second digit of your SSN) to determine payment dates. This meant that if you received both programs, your single combined deposit arrived earlier than it would have under the SSDI-only schedule. You received one payment that included both your SSDI and SSI amounts.

Payment Method in June 2018

In June 2018, Social Security no longer mailed paper checks for regular monthly SSDI benefits. All payments were made by direct deposit to a bank account or onto a Direct Express debit card issued by Social Security.

If you had set up direct deposit to your own bank account, the payment arrived on your scheduled date and was available when ready (or within one business day, depending on your bank). If you used the Direct Express card, the payment posted on the same date but might have taken a few hours to show as available for withdrawal.

What to Do If Your Payment Did Not Arrive on the Expected Date

If you expected a payment on June 13, 20, or 27 and did not see it by the next business day, the first step was to check your bank account or Direct Express card to confirm it had not posted. Banks sometimes show deposits with a one-day delay, especially if the deposit arrived late in the day.

If the payment genuinely did not arrive, you could contact Social Security by phone at 1-800-772-1213 (TTY 1-800-325-0778) to report it. Social Security could tell you whether the payment had been sent and, if so, trace it with your bank. If the payment had not been sent, Social Security could investigate why and reissue it.

Frequently Asked Questions

What if I didn't know my payment date in June 2018?

You could find your payment date by looking at your Social Security Statement or by calling Social Security at 1-800-772-1213. Your bank or Direct Express card statement would also show the date the deposit arrived. Once you knew the date, it remained the same every month unless you changed your direct deposit information.

Did holidays affect SSDI payment dates in June 2018?

June 2018 had no federal holidays, so all three payment dates (June 13, 20, and 27) fell on regular Wednesdays with no delays. If a payment date had fallen on a holiday, Social Security would have deposited the payment on the business day before.

Could I change my payment date in June 2018?

No. Your payment date was fixed based on the second digit of your SSN and could not be changed. The only way to move to a different date was to change your direct deposit information or switch to a different payment method, but Social Security did not offer that option for SSDI beneficiaries receiving only SSDI.

What if my direct deposit information was wrong?

If your bank account or routing number was incorrect, the payment would be rejected by your bank and returned to Social Security. Social Security would then mail you a check, which could take two to three weeks. You could update your direct deposit information by calling Social Security or visiting a local office to prevent this delay in future months.