When you apply for Social Security Disability Insurance in Massachusetts, the Social Security Administration doesn't evaluate your medical evidence on its own. It sends your case to a state agency called Disability Determination Services (DDS). Understanding what DDS does — and how it fits into the broader SSDI process — helps claimants know what to expect and why decisions take the time they do.
Disability Determination Services (DDS) is a state-run agency that works under contract with the federal SSA. Every state has one. In Massachusetts, the DDS office is responsible for reviewing the medical and vocational evidence in SSDI (and SSI) cases and making the initial disability determination on SSA's behalf.
DDS does not decide whether you meet the work credit requirements — SSA handles that. DDS focuses on the medical side: Does your condition meet SSA's definition of disability? Has it lasted (or is it expected to last) at least 12 months, or result in death? Does it prevent you from performing substantial gainful activity (SGA)?
SGA is the earnings threshold SSA uses to define work that is "too substantial" for a disabled person. The dollar amount adjusts annually, so it's worth checking the current figure on SSA.gov.
Once SSA verifies your basic eligibility (work credits, age, SGA), your file moves to Massachusetts DDS. Here's what happens:
1. Case assignment. A DDS examiner — often paired with a medical consultant — is assigned to your claim.
2. Medical evidence gathering. DDS contacts your treating physicians, hospitals, clinics, and any other sources listed in your application. They request records, clinical notes, lab results, and imaging.
3. RFC assessment. Based on the evidence, the examiner and medical consultant develop a Residual Functional Capacity (RFC) profile. RFC describes what work-related activities you can still do despite your impairments — things like sitting, standing, lifting, concentrating, or following instructions.
4. The five-step evaluation. DDS applies SSA's five-step sequential evaluation:
5. Decision issued. DDS sends a determination back to SSA, which then mails you an official notice of approval or denial.
Initial DDS reviews in Massachusetts generally take three to six months, though complex cases, incomplete medical records, or the need for a consultative examination (CE) can extend that. A CE is a medical exam arranged and paid for by DDS when existing records are insufficient.
🕐 Claimants often experience frustrating delays during this stage — usually because DDS is waiting on records from providers, not because of anything the applicant did wrong.
| Stage | Who Reviews | Timeframe (General) |
|---|---|---|
| Initial Application | Massachusetts DDS | 3–6 months |
| Reconsideration | Massachusetts DDS (different examiner) | 3–5 months |
| ALJ Hearing | Federal Administrative Law Judge | 12–24 months |
| Appeals Council | SSA Appeals Council | 12+ months |
| Federal Court | U.S. District Court | Varies |
If DDS denies your claim, you have 60 days from receiving the notice to request reconsideration — a second DDS review by a different examiner. Many claimants are denied at reconsideration as well and proceed to an ALJ hearing, which is conducted by a federal Administrative Law Judge and is statistically the stage with the highest approval rates.
No two cases move through DDS the same way. The factors that most directly influence what happens include:
DDS examiners do not meet with claimants in person. They work from records. This is why the thoroughness of your medical documentation — and the consistency between what your doctors document and what you report to SSA — matters so much.
🗂️ DDS also cannot grant benefits on its own. It issues a determination that SSA then translates into a formal decision. If DDS recommends approval, SSA processes your benefit calculation separately based on your earnings history.
How Massachusetts DDS will evaluate your specific claim depends entirely on variables that aren't visible from the outside: the nature and documentation of your impairment, the completeness of your medical record, your RFC, your age, and your work history. The process described here applies to everyone — but the outcome belongs to each individual case. Yours is no exception.