Social Security Disability Insurance (SSDI) benefit amounts change each year based on a Cost of Living Adjustment, or COLA. This adjustment reflects how inflation affects the purchasing power of your monthly payment. Understanding how COLA works—when it takes effect, how it's calculated, and what it means for your benefit amount—helps you plan your budget and track changes to your income.
The articles in this section explain how the annual adjustment is determined, why some years see larger increases than others, and how COLA affects other programs you may receive, like Medicare premiums and Supplemental Security Income (SSI). You'll learn when to expect the announcement, how the change appears on your payment, and what happens if you return to work while receiving adjusted benefits.